WEC Token & WeChange Card
WEC is the native utility token powering the WeChange ecosystem. Stake it to unlock WeChange Card tiers and spend your crypto anywhere Visa is accepted — earning cashback on every purchase.
Token
Token Overview
WEC is deployed as an ERC-20 token on Base (primary chain) with cross-chain availability on Ethereum and Solana via verified bridge contracts. Base serves as the primary chain due to its low transaction costs, fast finality, and alignment with the Coinbase/USDC ecosystem that WeChange already operates within.
Token Name
WEC
Total Supply
100,000,000
Type
Utility Token
Deflationary
Yes (Fee Burn)
Primary Chain
Base (ERC-20)
Multi-Chain
Ethereum + Solana
WeChange Card Program
The WeChange Card is a Visa debit card powered by Bridge's global card issuance infrastructure.
Users spend directly from their stablecoin balance (USDC) anywhere Visa is accepted worldwide. The card converts stablecoins to local fiat at the point of sale — no pre-conversion needed. WEC token staking determines the user's card tier, which unlocks progressively better cashback rates, fee discounts, and premium perks.
The Prepaid Debit Visa Card (the “Card”) is issued by Lead Bank pursuant to licensing by Visa U.S.A. Inc. and may be used everywhere Visa is accepted. Must be 18 or older to apply. Fees may apply. See Cardholder Agreement and WeChange website for more details.
Bridge Ventures LLC (“Bridge”) is not a bank. Bridge is a financial technology company and is the Program Manager responsible for managing and operating the Card on behalf of Lead Bank. WeChange is not a bank. WeChange is a financial technology company and is the Platform Provider responsible for the application, access, and management of/for the card.
in WEC on all card purchases
in WEC on all card purchases
in WEC on all card purchases
Emeraldon/off-ramp fee (60% discount)
Utility & Use Cases
| Payment Method | Standard Fee |
|---|---|
| Basic | 2.5% |
| Lime | 2.0% |
| Neon | 1.5% |
| Emerald | 1.0% |
Staking
WEC staking serves two purposes: unlocking card tiers and earning staking rewards.
Staked WEC is locked for a minimum of 180 days. During this period, stakers earn additional WEC from the Staking Rewards Pool proportional to their stake. Unstaking before the lock period ends forfeits accumulated rewards and triggers a 28-day unbonding period.
Referral Rewards
Users who refer new customers to WeChange earn referral bonuses in WEC.
Both the referrer and the new user receive a WEC bonus upon the new user's first completed transaction. This incentivizes organic growth while distributing tokens to active users.
B2B Integration Benefits
Businesses using WeChange's B2B on/off-ramp can hold WEC in their treasury to access volume-based fee discounts.
Enterprise WEC staking provides dedicated settlement priority, lower fees, and access to the WeChange B2B partnership program.
- Source: 20% of all on/off-ramp fees and card interchange revenue
- Frequency: Weekly automated burns
- Transparency: All burns are on-chain, verifiable via burn address
- Tracking: Real-time burn counter on wechange.com
- Target: Burn continues until 50% of total supply is destroyed (50M WEC permanent cap)
| Payment Method | Standard Fee | With WEC Payment |
|---|---|---|
| No card / Basic tier | 2.5% | 2.25% (10% off) |
| Lime tier | 2.0% | 1.8% |
| Neon tier | 1.5% | 1.35% |
| Emerald tier | 1.0% | 0.9% |
Multi-Chain Strategy
WEC is natively deployed on Base and available on Ethereum and Solana through verified bridge contracts. This mirrors WeChange's existing multi-chain support for on/off-ramp services.
| Chain | Role | Milestones |
|---|---|---|
| Base | Primary chain | Low fees, fast finality, USDC-native ecosystem, Coinbase alignment |
| Ethereum | Secondary chain | Maximum liquidity, CEX compatibility, institutional trust |
 Solana | Secondary chain | Ultra-fast transactions, growing DeFi ecosystem, low cost |
Cross-chain bridging is facilitated through audited bridge contracts. Staking and card tier eligibility are calculated across all chains — users can stake WEC on any supported chain and the system aggregates their total stake.
Roadmap
Same platform, same process, whether you're paying someone in Germany or Ghana.